Answer:
A natural hazard[1] is a natural phenomenon that might have a negative effect on humans and other animals, or the environment. Natural hazard events can be classified into two broad categories: geophysical and biological.[2]
An example of the distinction between a natural hazard and a disaster is that an earthquake is the hazard which caused the 1906 San Francisco earthquake disaster. Natural hazards can be provoked or affected by anthropogenic processes, e.g. land-use change, drainage and construction.[3]